Decisions - BC Financial Services Tribunal

Preliminary and Final Decisions

Murray Allan-a-Dale Savage v. Registrar of Mortgage Brokers

FINAL DECISION

APPEAL ALLOWED; PENALTY VARIED

File:
https://www.bcfst.ca/app/uploads/sites/832/2025/03/FST-MBA-24-A003a.pdf

Date Decision Issued:
March 14, 2025

Act:

Mortgage Brokers Act

File Number:
FST-MBA-24-A003

Decision Number:
FST-MBA-24-A003(a)
Wei (Vicky) Wang and Vicky Wang Personal Real Estate Corp. v. Superintendent of Real Estate

APPLICATION FOR COSTS

DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2025/02/FST-RSA-24-A001b.pdf

Date Decision Issued:
January 21, 2025

Act:

Real Estate Services Act

File Number:
FST-RSA-24-A001

Decision Number:
FST-RSA-24-A001(b)
Wei (Vicky) Wang and Vicky Wang Personal Real Estate Corp. v. Superintendent of Real Estate

FINAL DECISION

APPEAL ALLOWED

File:
https://www.bcfst.ca/app/uploads/sites/832/2024/11/FST-RSA-24-A001a.pdf

Date Decision Issued:
October 29, 2024

Act:

Real Estate Services Act

File Number:
FST-RSA-24-A001

Decision Number:
FST-RSA-24-A001(a)
Brian Schiebel v. Superintendent of Real Estate

FINAL DECISION

APPEAL DISMISSED; EXPENSE ORDER VARIED

File:
https://www.bcfst.ca/app/uploads/sites/832/2024/10/FST-RSA-23-A001a.pdf

Date Decision Issued:
September 4, 2024

Act:

Real Estate Services Act

File Number:
FST-RSA-23-A001

Decision Number:
FST-RSA-23-A001(a)
Billie Aaltonen v. Registrar of Mortgage Brokers

FINAL DECISION

APPEAL ALLOWED; PENALTY VARIED

File:
https://www.bcfst.ca/app/uploads/sites/832/2024/08/FST-MBA-24-A001a.pdf

Date Decision Issued:
August 1, 2024

Act:

Mortgage Brokers Act

File Number:
FST-MBA-24-A001

Decision Number:
FST-MBA-24-A001(a)
Jessica Paula Ashley Labonte also known as Jessica Paula Ashley Webber v. Registrar of Mortgage Brokers

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2024/08/FST-MBA-24-A002a.pdf

Date Decision Issued:
July 23, 2024

Act:

Mortgage Brokers Act

File Number:
FST-MBA-24-A002

Decision Number:
FST-MBA-24-A002(a)
Stephen Craig Hill v. Insurance Council of British Columbia

Third Party –
Superintendent of Financial Institutions, Third Party

[FINAL DECISION – APPEAL DISMISSED]

File:
https://www.bcfst.ca/app/uploads/sites/832/2023/07/FST-FIA-22-A001a.pdf

Date Decision Issued:
July 7, 2023

Act:

Financial Institutions Act

File Number:
FST-FIA-22-A001

Decision Number:
FST-FIA-22-A001(a)
Board of Trustees of the IWA – Forest Industry Pension Plan v. Superintendent of Pensions

[FINAL DECISION – APPEAL DISMISSED]

File:
https://www.bcfst.ca/app/uploads/sites/832/2023/07/FST-PBA-22-A001a.pdf

Date Decision Issued:
May 26, 2023

Act:

Pension Benefits Standards Act

File Number:
FST-PBA-22-A001

Decision Number:
FST-PBA-22-A001(a)
Billie Aaltonen v. Registrar of Mortgage Brokers

[FINAL DECISION – APPEAL ALLOWED IN PART]

File:
https://www.bcfst.ca/app/uploads/sites/832/2023/07/FST-MBA-22-A002b.pdf

Date Decision Issued:
April 5, 2023

Act:

Mortgage Brokers Act

File Number:
FST-MBA-22-A002

Decision Number:
FST-MBA-22-A002(b)
Billie Aaltonen v. Registrar of Mortgage Brokers

PRELIMINARY DECISION ON ADJOURNMENT APPLICATION

GRANTED

File:
https://www.bcfst.ca/app/uploads/sites/832/2023/01/FST-MBA-22-A002a.pdf

Date Decision Issued:
January 10, 2023

Act:

Mortgage Brokers Act

File Number:
FST-MBA-22-A002

Decision Number:
FST-MBA-22-A002(a)
Kevindeep Singh Bratch and Bratch Realty Ltd. v. Superintendent of Real Estate

FINAL DECISION

SET ASIDE; PENALTY IMPOSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/09/FST-RSA-21-A003a.pdf

Date Decision Issued:
September 9, 2022

Act:

Real Estate Services Act

File Number:
FST-RSA-21-A003

Decision Number:
FST-RSA-21-A003(a)
Maxxam Insurance Services (Burnaby) Ltd. and John Alexander Dewar v. Insurance Council of British Columbia

Third Party –
British Columbia Financial Services Authority

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/08/FST-FIA-21-A001a.pdf

Date Decision Issued:
July 21, 2022

Act:

Financial Institutions Act

File Number:
FST-FIA-21-A001

Decision Number:
FST-FIA-21-A001(a)
Andrew Brian Laity v. Superintendent of Real Estate

DECISION ON COSTS OF THE APPEAL

COSTS ORDERED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/07/FST-RSA-21-A002b.pdf

Date Decision Issued:
June 15, 2022

Act:

Real Estate Services Act

File Number:
FST-RSA-21-A002

Decision Number:
FST-RSA-21-A002(b)
Andrew Brian Laity v. Superintendent of Real Estate

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/07/FST-RSA-21-A002a.pdf

Date Decision Issued:
May 6, 2022

Act:

Real Estate Services Act

File Number:
FST-RSA-21-A002

Decision Number:
FST-RSA-21-A002(a)
Wei Qing (Wendy) Yang v. Superintendent of Real Estate

FINAL DECISION

APPEAL ALLOWED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/05/FST-RSA-21-A001c.pdf

Date Decision Issued:
April 22, 2022

Act:

Real Estate Services Act

File Number:
FST-RSA-21-A001

Decision Number:
FST-RSA-21-A001(c)
Wei Qing (Wendy) Yang v. Superintendent of Real Estate

STAY APPLICATION

GRANTED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/05/FST-RSA-21-A001b.pdf

Date Decision Issued:
December 21, 2021

Act:

Real Estate Services Act

File Number:
FST-RSA-21-A001

Decision Number:
FST-RSA-21-A001(b)
Wei Qing (Wendy) Yang v. Superintendent of Real Estate

DECISION ON INTERIM STAY APPLICATION

GRANTED

File:
https://www.bcfst.ca/app/uploads/sites/832/2021/10/FST-RSA-21-A001a.pdf

Date Decision Issued:
September 20, 2021

Act:

Real Estate Services Act

File Number:
FST-RSA-21-A001

Decision Number:
FST-RSA-21-A001(a)
Shahin Behroyan v. Real Estate Council of British Columbia

Third Party –
Superintendent of Real Estate

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2021/09/FST-RSA-20-A003b.pdf

Date Decision Issued:
August 30, 2021

Act:

Real Estate Services Act

File Number:
FST-RSA-20-A003

Decision Number:
FST-RSA-20-A003(b)
Manjit Kaur Brar v. Insurance Council of British Columbia

Third Party –
British Columbia Financial Services Authority

FINAL DECISION

APPEAL ALLOWED IN PART

File:
https://www.bcfst.ca/app/uploads/sites/832/2021/08/2019FIA002b.pdf

Date Decision Issued:
July 16, 2021

Act:

Financial Institutions Act

File Number:
2019-FIA-002

Decision Number:
2019-FIA-002(b)
Jacob Giesbrecht Siemens v. Real Estate Council of British Columbia

Third Party –
Superintendent of Real Estate

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2021/04/FST-RSA-20-A005a.pdf

Date Decision Issued:
April 15, 2021

Act:

Real Estate Services Act

File Number:
FST-RSA-20-A005

Decision Number:
FST-RSA-20-A005(a)
Pamela Peen Hong Yee v. Insurance Council of British Columbia

Third Party –
British Columbia Financial Services Authority

APPLICATION FOR EXTENSION OF TIME TO FILE APPEAL

DENIED; APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2021/04/2019fia007a.pdf

Date Decision Issued:
April 13, 2021

Act:

Financial Institutions Act

File Number:
2019-FIA-007

Decision Number:
2019-FIA-007(a)
Amarpal Singh Atwal v. Insurance Council of British Columbia

Third Party –
British Columbia Financial Services Authority

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/07/FST-FIA-20-A002a.pdf

Date Decision Issued:
March 3, 2021

Act:

Financial Institutions Act

File Number:
FST-FIA-20-A002

Decision Number:
FST-FIA-20-A002(a)
Varinder Grewal v. Insurance Council of British Columbia

Third Party –
Financial Institutions Commission

FINAL DECISION

PENALTY ORDER SET ASIDE; REMITTED FOR RECONSIDERATION WITH DIRECTIONS

File:
https://www.bcfst.ca/app/uploads/sites/832/2021/02/2018fia001b.pdf

Date Decision Issued:
February 3, 2021

Act:

Financial Institutions Act

File Number:
2018-FIA-001

Decision Number:
2018-FIA-001(b)
Xiaomei (May) Zou v. Insurance Council of British Columbia

Third Party –
British Columbia Financial Services Authority

FINAL DECISION

APPEAL DENIED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/07/FST-FIA-20-A001b.pdf

Date Decision Issued:
December 24, 2020

Act:

Financial Institutions Act

File Number:
FST-FIA-20-A001

Decision Number:
FST-FIA-20-A001(b)
Xiaomei (May) Zou v. Insurance Council of British Columbia and British Columbia Financial Services Authority

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/12/FST-FIA-20-A001a.pdf

Date Decision Issued:
November 24, 2020

Act:

Financial Institutions Act

File Number:
FST-FIA-20-A001

Decision Number:
FST-FIA-20-A001(a)
Shahin Behroyan v. Real Estate Council of British Columbia

Third Party –
Superintendent of Real Estate

APPLICATION TO LIFT STAY

GRANTED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/10/FST-RSA-20-A003a.pdf

Date Decision Issued:
September 11, 2020

Act:

Real Estate Services Act

File Number:
FST-RSA-20-A003

Decision Number:
FST-RSA-20-A003(a)
TruNorth Warranty Plans of North America LLC v. Superintendent of Financial Institutions

APPLICATION FOR COSTS

DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/10/2019fia003b.pdf

Date Decision Issued:
August 28, 2020

Act:

Financial Institutions Act

File Number:
2019-FIA-003

Decision Number:
2019-FIA-003(b)
Manjit Brar v. Insurance Council of British Columbia and Financial Institutions Commission of British Columbia

Third Party –
British Columbia Financial Services Authority

APPLICATION FOR EXTENSION OF TIME TO FILE APPEAL

GRANTED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/11/2019fia002a.pdf

Date Decision Issued:
July 31, 2020

Act:

Financial Institutions Act

File Number:
2019-FIA-002

Decision Number:
2019-FIA-002(a)
Trevor Inglis v. Real Estate Council of British Columbia

Third Party –
Superintendent of Real Estate

DECISION ON COSTS OF THE APPEAL

ORDERED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/07/2019rsa001b.pdf

Date Decision Issued:
July 17, 2020

Act:

Real Estate Services Act

File Number:
2019-RSA-001

Decision Number:
2019-RSA-001(b)
Superintendent of Real Estate v. Real Estate Council of British Columbia

Third Party –
Joseph John Liberatore

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/07/FST-RSA-20-A002a.pdf

Date Decision Issued:
July 8, 2020

Act:

Real Estate Services Act

File Number:
FST-RSA-20-A002

Decision Number:
FST-RSA-20-A002(a)
Superintendent of Real Estate v. Real Estate Council of British Columbia

Third Party –
Raj Banga

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2022/07/FST-RSA-20-A001a.pdf

Date Decision Issued:
July 8, 2020

Act:

Real Estate Services Act

File Number:
FST-RSA-20-A001

Decision Number:
FST-RSA-20-A001(a)
Trevor Inglis v. Real Estate Council of British Columbia

Third Party –
Superintendent of Real Estate, Third Party

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2019rsa001a.pdf

Date Decision Issued:
June 9, 2020

Act:

Real Estate Services Act

File Number:
2019-RSA-001

Decision Number:
2019-RSA-001(a)
Xiaomei (May) Zou v. Insurance Council of British Columbia and British Columbia Financial Services Authority

PRELIMINARY DECISION

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/FST-FIA-20-A001_prelim.pdf

Date Decision Issued:
May 26, 2020

Act:

Financial Institutions Act

File Number:
FST-FIA-20-A001

Decision Number:
FST-FIA-20-A001 Preliminary
TruNorth Warranty Plans of North America LLC v. Superintendent of Financial Institutions

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2019fia003a.pdf

Date Decision Issued:
May 22, 2020

Act:

Financial Institutions Act

File Number:
2019-FIA-003

Decision Number:
2019-FIA-003(a)
Xiaomei (May) Zou v. Insurance Council of British Columbia and British Columbia Financial Services Authority

COSTS DECISION

DENIED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2019fia001b.pdf

Date Decision Issued:
February 18, 2020

Act:

Financial Institutions Act

File Number:
2019-FIA-001

Decision Number:
2019-FIA-001(b)
Xiaomei (May) Zou v. Insurance Council of British Columbia and British Columbia Financial Services Authority

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2019fia001a.pdf

Date Decision Issued:
December 30, 2019

Act:

Financial Institutions Act

File Number:
2019-FIA-001

Decision Number:
2019-FIA-001(b)
Luan Charles Xing v. Insurance Council of British Columbia and Financial Institutions Commission of British Columbia

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2019fia004b.pdf

Date Decision Issued:
December 13, 2019

Act:

Financial Institutions Act

File Number:
2019-FIA-004

Decision Number:
2019-FIA-004(b)
Cui Zhu (Danielle) Deng v. Real Estate Council of British Columbia and Superintendent of Real Estate

COSTS DECISION

DENIED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa004b.pdf

Date Decision Issued:
November 13, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-004

Decision Number:
2018-RSA-004(b)
Shahin Behroyan v. Real Estate Council of British Columbia and Superintendent of Real Estate

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa002c_003c.pdf

Date Decision Issued:
October 18, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-002

2018-RSA-003

Decision Number:
2018-RSA-002(c)

2018-RSA-003(c)
Cui Zhu (Danielle) Deng v. Real Estate Council of British Columbia and Superintendent of Real Estate

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa004a.pdf

Date Decision Issued:
September 20, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-004

Decision Number:
2018-RSA-004(a)
Shahin Behroyan v. Real Estate Council of British Columbia and Superintendent of Real Estate

APPLICATION FOR ADMISSION OF NEW EVIDENCE

DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa002a_003a.pdf

Date Decision Issued:
August 27, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-002

2018-RSA-003

Decision Number:
2018-RSA-002(a)

2018-RSA-003(a)
Shahin Behroyan v. Real Estate Council of British Columbia and Superintendent of Real Estate

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa002b_003b.pdf

Date Decision Issued:
August 27, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-002

2018-RSA-003

Decision Number:
2018-RSA-002(b)

2018-RSA-003(b)
Luan Charles Xing v. Insurance Council of British Columbia and Financial Institutions Commission of British Columbia

APPLICATION FOR STAY

GRANTED WITH CONDITIONS

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2019fia004a.pdf

Date Decision Issued:
August 2, 2019

Act:

Financial Institutions Act

File Number:
2019-FIA-004

Decision Number:
2019-FIA-004(a)
Douglas Warren Welder v. Real Estate Council of British Columbia

COSTS DECISION

DENIED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa001c.pdf

Date Decision Issued:
June 20, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-001

Decision Number:
2018-RSA-001(c)
Luan Charles Xing v. Insurance Council of British Columbia and Financial Institutions Commission of British Columbia

INTERIM STAY APPLICATION

GRANTED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2019fia004_interim_stay.pdf

Date Decision Issued:
May 17, 2019

Act:

Financial Institutions Act

File Number:
2019-FIA-004

Decision Number:
—
Douglas Warren Welder v. Real Estate Council of British Columbia

EXTENSION OF TIME TO FILE SUBMISSIONS ON COSTS

ALLOWED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa001b.pdf

Date Decision Issued:
May 15, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-001

Decision Number:
2018-RSA-001(b)
Varinder Grewal v. Insurance Council of British Columbia and Financial Institutions Commission

APPLICATION FOR ADMISSION OF NEW EVIDENCE

GRANTED IN PART

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018fia001a.pdf

Date Decision Issued:
April 16, 2019

Act:

Financial Institutions Act

File Number:
2018-FIA-001

Decision Number:
2018-FIA-001(a)
Jocelyn Fenelon v. Insurance Council of British Columbia

APPEAL DECISION

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/FST08_045Decision.pdf

Date Decision Issued:
April 12, 2019

Act:

Financial Institutions Act

File Number:
FST 08-045

Decision Number:
—
Douglas Warren Welder v. Real Estate Council of British Columbia

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018rsa001a.pdf

Date Decision Issued:
February 21, 2019

Act:

Real Estate Services Act

File Number:
2018-RSA-001

Decision Number:
2018-RSA-001(a)
Arvind Shankar v. Registrar of Mortgage Brokers

FINAL DECISION

APPEAL DISMISSED

File:
https://www.bcfst.ca/app/uploads/sites/832/2020/07/2018mba001a.pdf

Date Decision Issued:
January 25, 2019

Act:

Mortgage Brokers Act

File Number:
2018-MBA-001

Decision Number:
2018-MBA-001(a)

Preliminary and Final Decisions

Acts